Mortgage Rates 2025 Prediction. Based on their 2025 mortgage rate predictions and other factors—including home prices, housing inventory, and buyer demand—here’s what our team recommends when it comes to buying a. House prices have been largely flat over the past 12 months (annual property price rises range from 1.1% to 1.6%) according to the latest.
Experts estimate that mortgage interest rates should peak near 7% — possibly up to 8% — and gradually trend lower, potentially landing between 5% and 6%. Here’s where experts think mortgage rates will start in 2025, how they think they’ll change and other economic.